Old Mr. Toad in "A Shadow Passes Over The Smiling Pool"

He says that that is the reason that he lives to a good old age, does Old Mr. Toad. I suppose he means that when the sky is cloudy, everybody is looking for rain and is prepared for it, but when the sun is shining, most people forget that there is such a thing as a storm, so when it comes suddenly very few are prepared for it. It is the same way with danger and trouble. So Old Mr. Toad very wisely watches out when there seems to be the least need of it, and he finds it always pays.